Personal consultations
Personal finance matters
Get your money in order.
Make your dreams come true.
Make your dreams come true.
- Personal financial planAssistance in setting goals, planning, and defining objectives. Family budget analysis.
- Investment portfolioAssistance in choosing investments based on your situation. Analysis of specific opportunities.
- MentoringGuidance and support on your path to success. Learn from others' mistakes to avoid your own.
- VIP solutionsWe search for exclusive solutions tailored to your individual needs. Special offers for qualified investors.
Exclusive brokerage services*
High fixed income, independent of stock market fluctuations
- Investment consultingA licensed* advisor provides you with professional guidance for sustainable financial growth in line with your personal financial goals.
- Financial instrumentsExpand your financial portfolio. Take a strategic approach to growing your wealth.
- Financial supervision controlUse the services of a professional advisor registered* with the Finnish financial regulator Finanssivalvonta.
- Investments for your futureTraditional and modern investments for beginners and professionals. Real estate projects and renewable energy sources. Eternal values and the future of your children.
* Penata Oy provides brokerage services as an affiliated agent of Spirit Capital Investments (SCI), operating under license No. 27‑55/2023/4 of the Bank of Latvia in strict compliance with European legislation.
Starting and growing your business
Assistance in the initial stages of launching and developing your business
- Advice and recommendationsDiscussion of the business plan and key development points. Tips based on seven years of experience as an entrepreneur and business angel.
- How investments workAn explanation of the principles and models of investing in startups. A comparison of various financing options.
- Key contactsHelp in finding the right contacts.
Apartments and real estate in Finland
Assistance in choosing real estate for investment or personal residence
- Mortgage optimizationEffective analysis of available options. Obtaining the most favorable terms. Significant interest savings.
- Analysis and calculationsAssistance in selecting the most profitable and lucrative properties. Detailed profitability calculations for various scenarios. Risk assessment.
- MentoringAssistance in working with tenants, concluding contracts, and resolving rental arrears.
- VIP assistanceSelection of options according to specified criteria. Guidance and transaction support.
Pricing of consulting services
Save your time and money with fast and effective expert assistance
Expert consultation
— 60 minutes
— Topic of your choice (see above)
— Online or in-person
— Topic of your choice (see above)
— Online or in-person
129 €
(incl. VAT 25,5%)
First introductory consultation
— We analyze your specific situation
— We create the basis for your personal financial plan
— We determine a list of next steps
— We create the basis for your personal financial plan
— We determine a list of next steps
free
Brokerage services
— Investment consultations to help you find the right solutions
— Alternative investments based on profits from real tangible assets
— No additional costs or fees
— Alternative investments based on profits from real tangible assets
— No additional costs or fees
free
VIP assistance
— Investment portfolio analysis
— Investment selection based on your criteria
— Guidance and transaction support
— Investment selection based on your criteria
— Guidance and transaction support
from 500 €
by agreement
